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P2P

PixGo

Receive payments via Pix without a bank account: customers pay in Brazilian real, and you receive DEPIX in a wallet that only you control.

Assets

DEPIX · Liquid Network

Custody

Non-custodial

KYC

Does not require

Payment

Pix · 2% fee

Low riskAnalysis updated on August 31, 2026

Overview

PixGo solves a specific problem: receiving Pix payments without relying on a bank. The customer pays as usual in reais, and you receive DEPIX—a stablecoin pegged 1:1 to the real on the Liquid Network—directly into a self-custodial wallet, where only you hold the seed phrase. Signing up requires only an email address and password: no ID, no proof of income or address, and no credit checks with SPC or Serasa. It comes with a storefront, a QR code for in-person sales, checkout, an API, and recurring billing. The fee is 2% per transaction received, with no monthly fee.

Key Functions

Payment via PixSelf-custody walletDEPIX on the Liquid NetworkIn-Person QR CodeStore and checkoutAPI and Recurring Billing

Positive aspects

  • Non-custodial — the wallet's seed phrase belongs to you
  • Sign up with just an email address and password—no ID required
  • Does not check SPC or Serasa
  • It works without a bank account, from any country
  • DEPIX is pegged 1:1 to the Brazilian real on the Liquid Network

Points to Note

  • You receive DEPIX, not reais—converting it back requires a partner (BrSwap, CryPix)
  • The credit is applied the next day, not immediately
  • 2% fee on each transaction received
  • It's a new platform, and Pix is processed by a third party

Risks and Safety Warnings

  • Use only the official domain (pixgo.org)
  • Keep your wallet seed phrase off your computer—if you lose the seed phrase, you lose your balance
  • Between the customer's Pix transaction and the DEPIX in your wallet, there is a period during which the amount remains on the platform
  • DEPIX depends on its issuer and the liquidity of its conversion partners

This analysis is for educational purposes only and does not constitute a recommendation. Always verify the official domain and trade with caution.